Privacy Policy
We work hard to ensure that all of the information contained in this web site is current, accurate and usable. This information should be construed only as a guideline.
All information on this web site is subject to change, at any time, without notice. Before using any information on this web site that you feel may be questionable, you should contact the credit union at [email protected] or call us at (609) 631-4300 or (800) 449-3221 to ask for additional information.
WE RESPECT YOUR PRIVACY
To review our Privacy Policy, click here to download in a PDF format, or simply read below:
| FACTS | WHAT DOES Hamilton Horizons DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Hamilton Horizons needs to collect and share members’ information for everyday business purposes. However, the types of personal information we collect and share depend on the products and services that you have and apply for with the Credit Union. |
| What? | The types of personal information we collect and share depend on the products or services you have with us. This information can include:
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| How? | Hamilton Horizons chooses how we share your personal information. Federal law gives you the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand the means by which we share your information. |
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Reasons we can share your personal information:
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Does Hamilton Horizons share?
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Can you limit this sharing?
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| For Our Everyday Business Purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to Credit Bureaus |
Yes
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No
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| For Our Marketing Purposes – to make members aware of our latest promotions and offer you new products and services to better meet your financial needs. |
Yes
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Yes
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| For Joint Marketing with Other Financial Companies |
No
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We Do Not Share
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| For Our Affiliates’ Everyday Business Purposes – information about your transactions and experiences |
Yes
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No
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| For Our Affiliates’ Everyday Business Purposes – information about your creditworthiness |
Yes
|
No
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| For Our Affiliates to Market To You |
Yes
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Yes
|
| For Non-Affiliates to Market To You |
No
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We Do Not Share
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| To Limit Our Sharing(Opt Out) | By Federal Law, you have the right to limit some sharing of your personal information, including sharing for:
To limit our sharing of your information:
Please Note: If you are a new member, we can begin sharing your information 30 days from the |
| Questions? | Call 609-631-4300 or visit www.hamiltonhorizons.org. |
| What We Do | |
| How Does Hamilton Horizons Protect My Personal Information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings. |
| How Does Hamilton Horizons Collect My Personal Information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
| Why Can’t I Limit All Sharing? | Federal law gives you the right to limit only:
State law and individual companies may give you additional rights to limit sharing. |
| What Happens When I Limit Sharing for an Account I Hold Jointly with Someone Else? | Your choices will apply to everyone on your account – unless you tell us otherwise. |
| Definitions | |
| Affiliates | Companies related by common ownership or control; includes both financial and non-financial companies.
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| Non-Affiliates | Companies not related by common ownership or control; includes both financial and non-financial companies.
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| Joint Marketing | A formal agreement between non-affiliated financial companies that market financial products and services jointly.
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| Security | |
| Internet & Electronic Banking Privacy | We secure our members’ privacy through the use of technological methods such as, but not limited to, encryptions and firewalls. The Credit Union reserves the right to adjust technological resources to protect member privacy. |
| Online Banking | We use a cryptographic (digital certificate) key to secure account information transmitted between the member and the institution. We also use firewalls to protect your accounts from unauthorized access from outside the credit union. |
| Web Bill Pay | This notice provides that Check Free Corporation (our Bill Payment provider) will disclose information to third parties ONLY in the following situations: (1) when it is necessary to complete a transaction, (2) when it is necessary for activating additional services, (3) to verify the existence and condition of your account to a third party, such as a credit bureau or payee, (4) to a consumer reporting agency for research purposes only, (5) to comply with a government agency or court orders, or (6) when you give us your written permission to do so. |
| Links | We provide links to third parties’ websites as a convenience to members. We are not responsible for the content of the third party websites nor does the content represent the Credit Union. The third party websites are not insured by the National Credit Union Administration (NCUA). We inform members that the privacy and security policies of third party websites and/or links may differ from those practiced by the Credit Union. |
| Children Online | We do not knowingly market to, or solicit information from, children under 13 without parental consent. We recognize that protecting children’s identities and privacy online is important and the responsibility to do so rests with both the online industry and with parents. |
TO CONTACT US
Phone: (609) 631-4300 or (800) 449-3221
Fax: (609) 631-9605
E-Mail: [email protected]
Mailing Address: 3535 Quakerbridge Rd Suite 600
Hamilton, NJ 08619
