Loan & Investment Account Rates
To review our latest loan and investment account rates, please click on your area of interest below:
| • | Investments | |
| • | Secured Loans | |
| • | Revolving Credit Loans | |
| • | Home Equity Loan / Line Of Credit | |
| • | Unsecured and Personal Loans | |
| • | Apply Now |
| Product | Required Balance | Rate |
APY
|
| Regular & Special Shares | $5.00 to $4,999.99 |
0.02%
|
0.02%
|
| (Effective 7/01/13) | $5,000 to $19,999.99 |
0.03%
|
0.03%
|
| $20,000 to $49,999.99 |
0.06%
|
0.06%
|
|
| $50,000 and over |
0.08%
|
0.08%
|
|
| Share Draft* | $500 |
0.03%
|
0.03%
|
| (Effective 7/01/13) | |||
| (* Dividends are paid to share draft accounts with an average daily balance of $500 or more) | |||
| IRA Shares | $5.00 and over |
0.06%
|
0.06%
|
| (Effective 7/01/13) | |||
| Money Markets | $5,000 to $25,000 |
0.10%
|
0.10%
|
| (Effective 1/01/14) | $25,001 to 75,000 |
0.15%
|
0.15%
|
| $75,001 to $200,000 |
0.25%
|
0.25%
|
|
| $200,001 and over |
0.30%
|
0.30%
|
|
| Certificates | Term | Rate |
APY
|
| Regular Share Certificates | 6 Months |
0.15%
|
0.15%
|
| (Effective 10/01/15) | 1 Year |
0.25%
|
0.25%
|
| 2 Years |
0.40%
|
0.40%
|
|
| 3 Years |
0.50%
|
0.50%
|
|
| 5 Years |
1.05%
|
1.06%
|
|
| IRA Share Certificates | 6 Months |
0.15%
|
0.15%
|
| (Effective 10/01/15) | 1 Year |
0.25%
|
0.25%
|
| 2 Years |
0.40%
|
0.40%
|
|
| 3 Years |
0.50%
|
0.50%
|
|
| 5 Years |
1.05%
|
1.06%
|
Call about our certificate specials. Jumbo Certificates are also available. Ask a Member Service Representative for details.
| Loan Type | Maximum Amount | Term |
APR
|
| (All rates in this category are effective as of 3/1/18) | |||
| New Auto or Truck |
110% of selling price | Up to 84 Months |
As low as 2.24%
|
| Used Auto or Truck | 110% of selling price | Up to 84 Months |
As low as 3.24%
|
| New/Used Boat, Motorcycle or RV |
100% of selling price | Up to 84 Months |
As low as 8.74%
|
| New/Used All-Terrain Vehicles | 100% of selling price | Up to 48 Months |
As low as 12.99%
|
| Share/Certificate Secured Loan | Value of pledged shares | No Set Term |
3% Differential
|
| Loan Type | Maximum Amount | Term |
APR
|
| Platinum VISA Card |
$20,000 | N/A |
As low as 11.90%
|
Home Equity Loan / Line Of Credit
| Loan Type | Maximum Amount | Term |
APR
|
| (All rates in this category are effective as of 8/1/18) | |||
| Closed End Loan |
80% LTV | 5 Yr/60 Months |
4.74%
|
| 10 Yr/120 Months |
5.60%
|
||
| 15 Yr/180 Months |
6.00%
|
||
| 20 Yr/240 Months |
6.25%
|
||
| 90% LTV | 5 Yr/60 Months |
5.74%
|
|
| 10 Yr/120 Months |
6.60%
|
||
| 15 Yr/180 Months |
7.10%
|
||
| 20 Yr/240 Months |
7.25%
|
||
| Line of Credit |
80% LTV | 15 Yr/180 Months |
WSJ Prime
|
| 20 Yr/240 Months |
WSJ Prime+ 1.00%
|
||
| 90% LTV | 15 Yr/180 Months |
WSJ Prime+ 1.00%
|
|
| 20 Yr/240 Months |
WSJ Prime+ 2.00%
|
| Loan Type | Maximum Amount | Term |
APR
|
| Signature – Open End |
$20,000 | Up to 48 Months |
As low as 12.99%
|
| Consolidation – Open End |
No Limit | Up to 36 Months |
As low as 12.99%
|
For more information about our loans, call our lending department at (609) 631-4300 or toll-free at (800) 449-3221.
