Loan & Investment Account Rates
To review our latest loan and investment account rates, please click on your area of interest below:
| • | Investments | |
| • | Secured Loans | |
| • | Revolving Credit Loans | |
| • | Home Equity Loan / Line Of Credit | |
| • | Unsecured and Personal Loans | |
| • | Apply Now |
| Product | Required Balance | Rate |
APY |
| Regular & Special Shares | $5.00 to $4,999.99 |
0.02% |
0.02% |
| (Effective 7/01/13) | $5,000 to $19,999.99 |
0.03% |
0.03% |
| $20,000 to $49,999.99 |
0.06% |
0.06% |
|
| $50,000 and over |
0.08% |
0.08% |
|
| Share Draft* | $500 |
0.03% |
0.03% |
| (Effective 7/01/13) | |||
| (* Dividends are paid to share draft accounts with an average daily balance of $500 or more) | |||
| (Effective 7/01/13) | |||
| Money Markets | $5,000 to $25,000 |
0.10% |
0.10% |
| (Effective 1/01/14) | $25,001 to 75,000 |
0.15% |
0.15% |
| $75,001 to $200,000 |
0.25% |
0.25% |
|
| $200,001 and over |
0.30% |
0.30% |
|
| Certificates | Term | Rate |
APY |
| Regular Share Certificates | 6 Months |
0.50% |
0.50% |
| (Effective 2/01/23) | 1 Year |
0.75% |
0.75% |
| 2 Years |
1.00% |
1.01% |
|
| 3 Years |
1.25% |
1.26% |
|
| 5 Years |
1.50% |
1.51% |
|
Call about our certificate specials. Ask a Member Service Representative for details.
| Loan Type | Maximum Amount | Term |
APR |
| (All rates in this category are effective as of 09/15/23) | |||
| New Auto or Truck | Up to 84 Months |
As low as 4.74% |
|
| Used Auto or Truck | Up to 84 Months |
As low as 5.74% |
|
| Share/Certificate Secured Loan | Value of pledged shares | No Set Term |
3% Differential |
| Loan Type | Maximum Amount | Term |
APR |
| Platinum VISA Card | $20,000 | N/A |
As low as 11.90% |
Home Equity Loan / Line Of Credit
| Loan Type | Maximum Amount | Term |
APR |
| (All rates in this category are effective as of 11/27/23) | |||
| Closed End Loan | 80% LTV | 5 Yr/60 Months |
As low as
7.50% |
| 10 Yr/120 Months |
As low as
7.75% |
||
| 15 Yr/180 Months |
As low as
8.50% |
||
| 20 Yr/240 Months |
As low as
8.75% |
||
| 90% LTV | 5 Yr/60 Months |
As low as
8.50% |
|
| 10 Yr/120 Months |
As low as
8.75% |
||
| 15 Yr/180 Months |
As low as
9.50% |
||
| 20 Yr/240 Months |
As low as
9.75% |
||
| Line of Credit | 80% LTV | 15 Yr/180 Months |
WSJ Prime:
7.50% |
| 90% LTV | 15 Yr/180 Months |
WSJ Prime+ 1.00% |
| Loan Type | Maximum Amount | Term |
APR |
| Signature | $20,000 | Up to 48 Months |
As low as 12.99% |
For more information about our loans, call our lending department at (609) 631-4300 or toll-free at (800) 449-3221.
