Loan & Investment Account Rates
To review our latest loan and investment account rates, please click on your area of interest below:
| • | Investments | |
| • | Secured Loans | |
| • | Revolving Credit Loans | |
| • | Home Equity Loan / Line Of Credit | |
| • | Unsecured and Personal Loans | |
| • | Apply Now |
| Product | Required Balance | Rate | APY |
| Regular & Special Shares | $5.00 to $4,999.99 | 0.02% | 0.02% |
| (Effective 7/01/13) | $5,000 to $19,999.99 | 0.03% | 0.03% |
| $20,000 to $49,999.99 | 0.06% | 0.06% | |
| $50,000 and over | 0.08% | 0.08% | |
| Share Draft* | $500 | 0.03% | 0.03% |
| (Effective 7/01/13) | |||
| (* Dividends are paid to share draft accounts with an average daily balance of $500 or more) | |||
| (Effective 7/01/13) | |||
| Money Markets | $5,000 to $25,000 | 0.10% | 0.10% |
| (Effective 1/01/14) | $25,001 to 75,000 | 0.15% | 0.15% |
| $75,001 to $200,000 | 0.25% | 0.25% | |
| $200,001 and over | 0.30% | 0.30% | |
| Certificates | Term | Rate | APY |
| Regular Share Certificates | 6 Months | 0.50% | 0.50% |
| (Effective 2/01/23) | 1 Year | 0.75% | 0.75% |
| 2 Years | 1.00% | 1.01% | |
| 3 Years | 1.25% | 1.26% | |
| 5 Years | 1.50% | 1.51% | |
Call about our certificate specials. Ask a Member Service Representative for details.
| Loan Type | Maximum Amount | Term | APR |
| (All rates in this category are effective as of 09/15/23) | |||
| New Auto or Truck | Up to 84 Months | As low as 5.49% | |
| Used Auto or Truck | Up to 84 Months | As low as 6.49% | |
| New/Used Boat, Motorcycle or RV | 100% of selling price | Up to 84 Months | As low as 9.74% |
| New/Used All-Terrain Vehicles | 100% of selling price | Up to 48 Months | As low as 9.74% |
| Share/Certificate Secured Loan | Value of pledged shares | No Set Term | 3% Differential |
| Loan Type | Maximum Amount | Term | APR |
| Platinum VISA Card | $20,000 | N/A | As low as 11.90% |
Home Equity Loan / Line Of Credit
| Loan Type | Maximum Amount | Term | APR |
| (All rates in this category are effective as of 11/27/23) | |||
| Closed End Loan | 80% LTV | 5 Yr/60 Months | As low as 7.50% |
| 10 Yr/120 Months | As low as 7.75% | ||
| 15 Yr/180 Months | As low as 8.50% | ||
| 20 Yr/240 Months | As low as 8.75% | ||
| 90% LTV | 5 Yr/60 Months | As low as 8.50% | |
| 10 Yr/120 Months | As low as 8.75% | ||
| 15 Yr/180 Months | As low as 9.50% | ||
| 20 Yr/240 Months | As low as 9.75% | ||
| Line of Credit | 80% LTV | 15 Yr/180 Months | WSJ Prime: 7.75% |
| 20 Yr/240 Months | WSJ Prime+ 1.00% | ||
| 90% LTV | 15 Yr/180 Months | WSJ Prime+ 1.00% | |
| 20 Yr/240 Months | WSJ Prime+ 2.00% |
| Loan Type | Maximum Amount | Term | APR |
| Signature | $20,000 | Up to 48 Months | As low as 12.99% |
For more information about our loans, call our lending department at (609) 631-4300 or toll-free at (800) 449-3221.
