
Loan & Investment Account Rates
To review our latest loan and investment account rates, please click on your area of interest below:
• | Investments | |
• | Secured Loans | |
• | Revolving Credit Loans | |
• | Home Equity Loan / Line Of Credit | |
• | Unsecured and Personal Loans | |
• | Apply Now |
Product | Required Balance | Rate |
APY |
Regular & Special Shares | $5.00 to $4,999.99 |
0.02% |
0.02% |
(Effective 7/01/13) | $5,000 to $19,999.99 |
0.03% |
0.03% |
$20,000 to $49,999.99 |
0.06% |
0.06% |
|
$50,000 and over |
0.08% |
0.08% |
|
Share Draft* | $500 |
0.03% |
0.03% |
(Effective 7/01/13) | |||
(* Dividends are paid to share draft accounts with an average daily balance of $500 or more) | |||
(Effective 7/01/13) | |||
Money Markets | $5,000 to $25,000 |
0.10% |
0.10% |
(Effective 1/01/14) | $25,001 to 75,000 |
0.15% |
0.15% |
$75,001 to $200,000 |
0.25% |
0.25% |
|
$200,001 and over |
0.30% |
0.30% |
|
Certificates | Term | Rate |
APY |
Regular Share Certificates | 6 Months |
0.15% |
0.15% |
(Effective 10/01/15) | 1 Year |
0.25% |
0.25% |
2 Years |
0.40% |
0.40% |
|
3 Years |
0.50% |
0.50% |
|
5 Years |
1.05% |
1.06% |
|
Call about our certificate specials. Jumbo Certificates are also available. Ask a Member Service Representative for details.
Loan Type | Maximum Amount | Term |
APR |
(All rates in this category are effective as of 3/1/18) | |||
New Auto or Truck | 110% of selling price | Up to 84 Months |
As low as 2.24% |
Used Auto or Truck | 110% of selling price | Up to 84 Months |
As low as 3.24% |
New/Used Boat, Motorcycle or RV | 100% of selling price | Up to 84 Months |
As low as 8.74% |
New/Used All-Terrain Vehicles | 100% of selling price | Up to 48 Months |
As low as 12.99% |
Share/Certificate Secured Loan | Value of pledged shares | No Set Term |
3% Differential |
Loan Type | Maximum Amount | Term |
APR |
Platinum VISA Card | $20,000 | N/A |
As low as 11.90% |
Home Equity Loan / Line Of Credit
Loan Type | Maximum Amount | Term |
APR |
(All rates in this category are effective as of 05/16/22) | |||
Closed End Loan | 80% LTV | 5 Yr/60 Months |
As low as
4.00% |
10 Yr/120 Months |
As low as
4.25% |
||
15 Yr/180 Months |
As low as
4.50% |
||
20 Yr/240 Months |
As low as
4.75% |
||
90% LTV | 5 Yr/60 Months |
As low as
5.00% |
|
10 Yr/120 Months |
As low as
5.25% |
||
15 Yr/180 Months |
As low as
5.50% |
||
20 Yr/240 Months |
As low as
5.75% |
||
Line of Credit | 80% LTV | 15 Yr/180 Months |
WSJ Prime:
4.00% |
20 Yr/240 Months |
WSJ Prime+ 1.00% |
||
90% LTV | 15 Yr/180 Months |
WSJ Prime+ 1.00% |
|
20 Yr/240 Months |
WSJ Prime+ 2.00% |
Loan Type | Maximum Amount | Term |
APR |
Signature – Open End | $20,000 | Up to 48 Months |
As low as 12.99% |
Consolidation – Open End | No Limit | Up to 36 Months |
As low as 12.99% |
For more information about our loans, call our lending department at (609) 631-4300 or toll-free at (800) 449-3221.